Tax Accountants for Doctors
Your doctor tax position, properly handled.
Most doctors have at least two income streams — NHS PAYE, locum work, private practice, or a combination — and the tax position is rarely straightforward. OD Accountants is a chartered management accounting firm that handles it all on a fixed fee, with same-day replies from a qualified team.
- NHS annual allowance charges identified and planned for early
- Private practice accounts and Corporation Tax filed correctly
- Locum self-assessment submitted on time, with all allowable expenses claimed
- Your tax bill known months before HMRC sends a reminder
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Tax Savings Cover the Fees
"His fees are very reasonable and the money he has saved me more than covers them."
★★★★★
Confident and Well-Informed Every Month
"We always feel well-informed and confident about our financial processes and data. Highly recommend."
★★★★★
Years In, Still Going Above and Beyond
"I've been there for years and Niall and his team go above and beyond the duties to provide accounting services but also general advices."
★★★★★
Always on the End of the Phone
"They're always on the end of the phone to advise and assist and provide a top service for our accounting needs."
Sound familiar?
Doctor tax is complicated. Most accountants treat it as standard.
Between NHS employment, locum shifts and private practice income, the tax position for most doctors is anything but simple. Annual allowance pension charges can arrive without warning. Allowable expenses go unclaimed. Self-assessment gets filed in a rush in January. And if you have a private practice Ltd company, the accounts and Corporation Tax often sit at the bottom of the list until they cannot be ignored any longer.
- Unexpected NHS pension annual allowance charge with no planning in advance
- Locum and private practice income on self-assessment filed late or incomplete
- Private practice Ltd company accounts left until the last possible moment
What sorted looks like for doctors
A chartered firm that already understands how doctor income works — NHS, locum, private practice — handles the compliance, flags the tax before it becomes a surprise, and keeps the books current via cloud accounting software.
- Annual allowance position reviewed each year so no charge arrives without warning
- Self-assessment filed well before January with all eligible expenses identified
- Private practice company accounts and Corporation Tax handled on a fixed monthly fee
- Fixed, transparent pricing — with tax savings that routinely exceed the cost
What clients say about hands-on tax support
Doctors and professionals with complex tax positions consistently describe the same experience — attentive, specific, and financially better off for it.
My other-half introduced me to Niall at OD Accountants and I have to say my finances are so much the better for it. Unlike my previous Accountants, Niall is far more hands-on, available for advice and able to care for me as an individual, rather than a faceless client. His fees are very reasonable and the money he has saved me more than covers them. If you need an Accountant who cares, Niall and OD Chartered Management Accountants are the way to go.
The service from OD has been excellent, as has their advice. It's great to have access to a financial team who can guide us with such confidence and seamlessly integrate with our internal team. We always feel well-informed and confident about our financial processes and data. Highly recommend.
Everything a doctor's tax position requires
From NHS pension planning to private practice Ltd company filings, the engagement covers the full picture — compliance and tax planning included as standard.
Self-Assessment and Tax Planning
Locum income, private practice fees, rental income and NHS employment all land in one self-assessment return. All allowable expenses are identified — indemnity, CPD, equipment, home office where applicable. The return is filed well before the January deadline, and the tax liability is visible months in advance.
Included as standardPrivate Practice Company Accounts
If you operate through a Ltd company for private practice, annual statutory accounts and Corporation Tax are prepared and filed on a fixed fee. Management reporting is available for those who want to track profitability, cash and distributions on a monthly basis rather than once a year.
Ltd company clientsNHS Pension and Annual Allowance
The NHS pension annual allowance position is reviewed each tax year so charges do not arrive without warning. Scheme pays elections, carry-forward calculations and the interaction with other pension savings are all in scope. You will know where you stand before the charge becomes a problem.
Pension tax planningConsistent results across years of clients
Verified Google reviews go back over a decade. Clients with complex, non-standard tax positions describe the same outcome — organised, responsive and financially better off.
Always Available, Charging Competitive Prices
“I've been there for years and Niall and his team go above and beyond the duties to provide accounting services but also general advices. They are always available if you need anything while charging very competitive prices. I could not recommend them enough.”
Top Service, Always on the Phone
“Niall and his team are supportive, clear and directional accountants who have supported our small business staff up. They're always on the end of the phone to advise and assist and provide a top service for our accounting needs. Plus they're just nice people which helps too!!”
Welcoming, Supportive and Always Available
“As a new start up and having never dealt with an accountant, Niall at OD Accountants has been very welcoming and supportive. All our prior queries and issues have been resolved, and he is always available to meet the needs of our team.”
Why doctors choose OD over a general practice
Doctor tax is a specialism within a specialism. The annual allowance, the split between employment and self-employment, the private practice company structure — a general accountant will get through it. A firm that handles it regularly will get through it correctly, and spot what a generalist misses.
No explaining how doctor income works
NHS employment alongside locum or private practice income is a familiar structure here. The annual allowance, scheme pays, carry-forward, the interaction between PAYE and self-assessment — you will not need to walk anyone through the basics before getting a useful answer. That saves time and reduces the risk of something being missed.
Tax visibility months before the deadline
The self-assessment liability is calculated and communicated well before January, not the week before it is due. For doctors with variable locum income or large pension charges, knowing the number early makes a material difference to cash flow planning. Surprises are largely avoidable when the books are current.
Cloud-first — books current, not annual
Private practice accounts and bookkeeping run through cloud accounting software, which means the numbers are current rather than reviewed once a year. For doctors running a Ltd company, that means distributions, Corporation Tax and cash positions are visible in real time, not reconstructed at year-end from a drawer of receipts.
Up and running in four straightforward steps
Switching accountants or starting from scratch takes less effort than most doctors expect. The firm handles the transition, including picking up mid-year if needed.
Book a discovery call
A short call to understand your current setup — NHS, locum, private practice, Ltd company or a combination. No forms to fill in beforehand. You will leave the call knowing exactly what is included and what it costs.
Receive a fixed-fee proposal
A clear proposal with everything in scope and one monthly fee. No hidden extras for questions, no charge per email. If you are switching from an existing accountant, the handover process is explained here.
We handle the transition
Previous year records are reviewed, any outstanding filings identified, and the books are brought current on cloud accounting software. If the books are in some state of disarray on arrival, that is handled as part of onboarding — it is a common starting point.
Tax handled, year-round
Returns are filed on time, the annual allowance position is reviewed each year, and the tax liability is known well in advance. Less to think about, considerably less HMRC correspondence, and the books are current rather than assembled once a year under pressure.
“Been with OD Accountants for over a year now. Niall and the team are brilliant. They helped me set up a company and get everything I needed in place to run my business. I'm a tricky client due to my 'digital nomad' status, but their advice…”
Questions doctors usually ask first
Do you understand the NHS pension annual allowance and how it interacts with private practice income?
Yes — the annual allowance position, carry-forward calculations and scheme pays elections are handled as part of the engagement for relevant clients. The interaction between NHS pension growth, threshold income and adjusted income is reviewed each tax year so charges do not arrive without warning. You will not need to explain how the NHS pension scheme works before getting a useful answer.
What does it cost, and what is included?
Pricing is fixed and agreed upfront before any work begins. The fee covers self-assessment, all correspondence with HMRC, bookkeeping and management accounts for private practice Ltd company clients, Corporation Tax, annual accounts and Companies House filings where applicable. Questions and calls throughout the year are included — there is no charge per email or per phone call. Indicative pricing is discussed on the discovery call.
My books are behind and my last accountant was not on top of things. Can you take that on?
That is a common starting point. Outstanding self-assessments, unfiled accounts and books in arrears are brought current as part of the onboarding process. There may be a one-off catch-up fee for significant arrears, which is explained upfront before any work begins. The aim is to arrive at a clean, current position on cloud accounting software and then maintain it.
Is there a minimum contract or long-term commitment?
No long-term contract. The engagement runs month to month. If it is not working — for any reason — you leave with clean books, all your records and nothing outstanding. The firm's client retention over 11+ years suggests that is rarely how it ends, but the option is yours throughout.
I earn income as both an NHS employee and as a locum through my own Ltd company. Is that straightforward to handle?
It is a common structure and one the firm handles regularly. The Ltd company requires annual accounts, Corporation Tax and confirmation statement filings. The director self-assessment captures dividends, salary, any employment income from NHS PAYE and other sources. The two interact — particularly on the annual allowance — and managing them together rather than separately reduces the risk of something falling between the cracks.
Can you tell me what my tax bill will be before January rather than after?
That is the standard approach here. For doctors with variable income — locum shifts, private practice fees, pension charges — the self-assessment liability is calculated and communicated well before the January deadline. That gives time to plan for the payment rather than scramble for it. For Ltd company clients, the Corporation Tax position is visible on an ongoing basis through the cloud accounting setup.
Less tax admin on your plate, more time practising.
A chartered management accounting firm handling NHS pension charges, private practice accounts, locum self-assessment and Corporation Tax — on a fixed monthly fee, with same-day replies.