Landlord Accountants
Your rental income tax, properly handled.
Most landlords pay more tax than they should, or file later than they ought to — usually because their accountant does not specialise in property. OD Accountants works with landlords across self-assessment, Section 24, capital gains and portfolio structuring. Fixed fees, FCMA-qualified, and questions answered the day you ask them.
- Your self-assessment filed accurately, with all allowable expenses claimed
- Section 24 mortgage interest restriction planned for, not discovered at filing
- Capital gains tax on any disposal calculated and reported to HMRC on time
- Incorporation advice if a limited company structure makes sense for your portfolio
No long-term contract. If it is not working after three months, you leave with clean records and nothing outstanding.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Savings More Than Cover the Fees
"His fees are very reasonable and the money he has saved me more than covers them."
★★★★★
Goes Above and Beyond, Always Available
"Niall and his team go above and beyond the duties to provide accounting services but also general advices. They are always available if you need anything."
★★★★★
Always on the End of the Phone
"They're always on the end of the phone to advise and assist and provide a top service for our accounting needs."
★★★★★
Well-Informed and Confident Every Time
"We always feel well-informed and confident about our financial processes and data. Highly recommend."
Sound familiar?
Most landlords do not find out what they owe until it is too late to plan.
Rental income tax is not complicated in principle, but it is easy to get wrong. Section 24 catches landlords who have not adjusted their calculations. Allowable expenses are missed or over-claimed. CGT deadlines on residential property disposals pass without a return being filed. And most general-practice accountants deal with property clients occasionally, not daily — which shows.
- Allowable expenses missed or over-claimed because the rules are not checked properly
- Section 24 mortgage interest restriction ignored until the tax bill arrives
- No clarity on whether a limited company structure would actually reduce tax
What sorted looks like for landlords
Your rental accounts are prepared with the full schedule of allowable expenses applied correctly. Your tax position is visible before HMRC asks for it. And if your portfolio has grown to the point where the structure matters, you get a straight answer on incorporation — not a hedge.
- All allowable expenses correctly applied and evidenced before filing
- Section 24 impact modelled and planned for, not picked up at year end
- Incorporation assessment: whether a limited company helps or costs more
- Fixed-fee pricing with no surprises — quoted upfront, not on the hour
What clients say about switching to OD
Clients consistently describe the firm as hands-on, available and commercially minded — which matters considerably more than average when you have a tax deadline approaching.
My other-half introduced me to Niall at OD Accountants and I have to say my finances are so much the better for it. Unlike my previous Accountants, Niall is far more hands-on, available for advice and able to care for me as an individual, rather than a faceless client. His fees are very reasonable and the money he has saved me more than covers them. If you need an Accountant who cares, Niall and OD Chartered Management Accountants are the way to go.
Been with OD Accountants for over a year now. Niall and the team are brilliant. They helped me set up a company and get everything I needed in place to run my business. I'm a tricky client due to my 'digital nomad' status, but their advice…
What your fixed fee covers
Landlord accounting is more than a self-assessment form. The engagement covers your full rental position — income, expenses, tax liability, and forward planning — through cloud accounting software.
Rental Income Tax and Self-Assessment
Your rental income is reported correctly and on time, with the full schedule of allowable expenses applied — letting agent fees, repairs, insurance, professional costs and more. The Section 24 mortgage interest restriction is factored into every calculation, not discovered after filing. You know your tax bill before HMRC issues the reminder.
Included as standardCapital Gains Tax on Property Disposals
Residential property disposals require a CGT return to HMRC within 60 days of completion — a deadline that catches landlords out more often than it should. The calculation is prepared accurately, private residence relief and letting relief are applied where available, and the return is filed on time. No late-filing penalties.
Included as standardPortfolio Structuring and Incorporation Advice
At some portfolio sizes and income levels, holding property through a limited company reduces the overall tax burden. At others, the stamp duty and mortgage costs of transferring make it counterproductive. You get a straight comparison of both options, built around your actual numbers — not a general answer.
Available on requestClients across 11 years say the same things
Verified Google reviews going back over a decade describe the same experience: available, hands-on, and worth more than the fee.
Years of Trust, Always Above and Beyond
“I've been there for years and Niall and his team go above and beyond the duties to provide accounting services but also general advices. They are always available if you need anything while charging very competitive prices. I could not recommend them enough.”
Hands-On Team, Not a Faceless Firm
“The service from OD has been excellent, as has their advice. It's great to have access to a financial team who can guide us with such confidence and seamlessly integrate with our internal team. We always feel well-informed and confident about our financial processes and data. Highly recommend.”
Supportive, Clear and Always Available
“Niall and his team are supportive, clear and directional accountants who have supported our small business staff up. They're always on the end of the phone to advise and assist and provide a top service for our accounting needs. Plus they're just nice people which helps too!!”
Why landlords choose a chartered management accounting firm
Property tax has more moving parts than most general accountants deal with regularly. These are the specific reasons landlords switch to OD.
Property Tax Handled Front to Back
Self-assessment, Section 24 planning, CGT on disposals, Making Tax Digital for landlords — the full picture is managed in one engagement. You will not be handed different parts of the same tax position to different advisers. If the numbers connect, they are looked at together.
Incorporation Modelled on Your Numbers
The limited company question comes up for almost every growing portfolio. The answer depends on your income, mortgage arrangements, personal tax position and long-term plans — not a generic rule of thumb. Founder Niall O'Driscoll FCMA, CGMA has 10+ years of commercial restructure experience, including tax-driven structuring across a range of client types.
Real-Time Records, Not Year-End Guesswork
Cloud accounting software means your rental income, expenses and tax position are current throughout the year — not assembled in a rush before the January deadline. You can see where you stand at any point. Surprises at filing are largely avoidable when the books are current.
Up and running in four straightforward steps
The onboarding process is designed to require as little from you as possible. Most of the work happens at our end.
Book a Discovery Call
A short call — typically 20-30 minutes — to understand your portfolio, how it is currently held, and whether there are any immediate tax deadlines in view. No preparation required on your part. You will leave the call knowing exactly what happens next.
Receive a Fixed-Fee Proposal
A written proposal covering what is included, the fixed monthly fee, and what we need from you to get started. No hourly rates, no ambiguous scope. If there is catch-up work needed on prior years, that is quoted separately and honestly.
We Handle the Transition
If you are switching from another accountant, we manage the professional clearance process. Historical records are reviewed and brought up to standard. Cloud accounting is set up with your rental income and expense categories correctly configured from day one.
Your Tax Position Under Control
Your rental accounts are current, your self-assessment is filed on time, and your tax liability is visible before HMRC asks for it. Capital gains deadlines are tracked. Considerably less to think about than before — which is, frankly, the way it should be.
“As a new start up and having never dealt with an accountant, Niall at OD Accountants has been very welcoming and supportive. All our prior queries and issues have been resolved, and he is always available to meet the needs of our team.”
What landlords usually ask before getting started
Do you understand Section 24 and how it affects my tax calculation?
Yes. Section 24 — the restriction of mortgage interest relief to the basic rate tax credit — is one of the most significant changes to landlord taxation in recent years and it is applied correctly in every self-assessment we prepare. The impact is modelled in advance rather than discovered at filing, so you are not looking at a surprise liability at the end of January.
What does it cost and what is included?
Fees are fixed and quoted upfront — no hourly rates and no unexpected additions for standard work. The fixed fee covers your rental accounts, self-assessment, and ongoing tax position monitoring throughout the year. If your situation involves CGT filings, portfolio restructuring advice or prior-year catch-up, those are scoped and priced separately at the outset. Clients consistently describe the fees as competitive and the savings as more than covering the cost.
My records are in a mess and I have missed a couple of years. Can you still help?
Catching up on prior-year returns is a routine part of the work. We review what exists, identify what is missing, and reconstruct the rental income and expense records as accurately as possible before filing. HMRC's voluntary disclosure provisions mean that getting up to date proactively is almost always better than waiting for an enquiry. The catch-up scope is quoted honestly at the start.
Is there a long-term contract?
No. There is no minimum term. If after three months the arrangement is not working for you, you leave with clean records, a full handover to any incoming accountant, and nothing outstanding. Clients tend to stay because the service is worth it — not because they are tied in.
I own properties in a limited company already. Can you handle that as well as my personal returns?
Yes. If your portfolio spans both a limited company and personal ownership, both are managed under the same engagement — statutory accounts and Corporation Tax for the company, and self-assessment covering your director's income and any personally held properties. Having both in the same place means the interaction between them is understood and planned for, rather than managed separately and reconciled at year end.
How far in advance will I know my tax bill?
With cloud accounting keeping the records current through the year, the self-assessment calculation can typically be prepared well before the January deadline — usually in the autumn following the tax year end. That gives you three to four months to plan the payment rather than settling it the week it falls due. Payments on account are also modelled so there are no unexpected demands mid-year.
Your rental tax position, under control.
A chartered management accounting firm handling your self-assessment, Section 24, CGT filings and portfolio structure — on fixed fees, with same-day replies and no long-term contract.