Sole Trader Accountants
Your sole trader accounts, handled properly.
Most sole traders file their self-assessment late, guess at their expenses, or find out what they owe in January when there is nothing to be done about it. OD Accountants keeps your books current, your tax liability visible and your filing on time. Chartered management accountants, competitive fixed fees, same-day replies.
- Know your tax bill months before HMRC sends the reminder
- Self-assessment filed accurately and well ahead of the deadline
- Bookkeeping off your plate via cloud accounting software
- VAT threshold monitored — no registration surprises
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Tax Savings More Than Covered the Fees
"His fees are very reasonable and the money he has saved me more than covers them."
★★★★★
Always on the End of the Phone
"Niall and his team are supportive, clear and directional accountants who have supported our small business staff up."
★★★★★
Above and Beyond, Competitive Prices
"Niall and his team go above and beyond the duties to provide accounting services but also general advices."
★★★★★
Welcoming, Supportive and Always Available
"he is always available to meet the needs of our team."
Sound familiar?
Still doing your own books on a Sunday evening?
Most sole traders carry the accounting themselves far longer than they should — not because they enjoy it, but because it never quite felt worth sorting out. The self-assessment gets filed in a rush, expenses get missed, and the January tax bill arrives as an unpleasant surprise. None of that is inevitable.
- Self-assessment filed last-minute with expenses guessed rather than calculated
- No idea what the tax bill will be until January, when it is too late to plan
- Bookkeeping done in evenings because no one else is looking after it
What sorted looks like
Your accounts are current, your self-assessment is filed well before the deadline, and you know roughly what you owe HMRC before the reminder arrives. The bookkeeping runs in the background via cloud software — you are not the one doing it.
- Self-assessment filed accurately, all allowable expenses properly claimed
- Tax liability calculated and visible months before the January deadline
- Cloud bookkeeping running continuously — no more Sunday evening reconciliations
- Competitive fixed monthly fee — the tax savings typically cover the cost
What sole traders say after switching to OD
Clients describe fewer surprises, lower tax bills and an accountant who picks up the phone — which is a reasonable description of what good looks like.
My other-half introduced me to Niall at OD Accountants and I have to say my finances are so much the better for it. Unlike my previous Accountants, Niall is far more hands-on, available for advice and able to care for me as an individual, rather than a faceless client. His fees are very reasonable and the money he has saved me more than covers them. If you need an Accountant who cares, Niall and OD Chartered Management Accountants are the way to go.
Niall and his team are supportive, clear and directional accountants who have supported our small business staff up. They're always on the end of the phone to advise and assist and provide a top service for our accounting needs. Plus they're just nice people which helps too!!
Everything a sole trader actually needs
Three core areas cover the vast majority of what a sole trader needs from an accountant — compliance handled, tax visible, books current.
Self-Assessment and Personal Tax
Your self-assessment return is prepared and filed on time, with all allowable expenses and reliefs correctly applied. You will know the figure before it is submitted — no January surprises. Where tax planning is available, it is identified before the tax year closes, not after.
Included as standardBookkeeping via Cloud Accounting
Day-to-day records are maintained through cloud accounting software, keeping income and expenditure current throughout the year. That means your tax position is visible at any point, not reconstructed from bank statements in January. Expenses are captured properly, which is where most sole traders leave money on the table.
Cloud-first workflowVAT Returns and MTD Compliance
If you are VAT-registered, returns are prepared and filed on time under Making Tax Digital. Your turnover is monitored against the VAT registration threshold so that registration obligations do not arrive unexpectedly. HMRC correspondence is handled — you are not left dealing with it alone.
MTD compliantClients across a decade of sole trader work
Verified Google reviews go back over a decade — consultants, small businesses, tradespeople and non-standard setups that needed an accountant who already understood their situation.
Years of Service, Always Above and Beyond
“I've been there for years and Niall and his team go above and beyond the duties to provide accounting services but also general advices. They are always available if you need anything while charging very competitive prices. I could not recommend them enough.”
Tricky Client Status, No Problem at All
“Been with OD Accountants for over a year now. Niall and the team are brilliant. They helped me set up a company and get everything I needed in place to run my business. I'm a tricky client due to my 'digital nomad' status, but their advice…”
Welcoming from Day One, Always Available
“As a new start up and having never dealt with an accountant, Niall at OD Accountants has been very welcoming and supportive. All our prior queries and issues have been resolved, and he is always available to meet the needs of our team.”
What makes this different from most accountants
Chartered management accounting is not the same as compliance-only work. The difference shows up in how your tax is managed across the year, not just at filing time.
Your Tax Bill Known in Advance
Most sole traders find out what they owe in January. With current cloud bookkeeping and ongoing management, your tax position is calculated and visible well before the deadline — which means you can plan, save or take action before the window closes. That is the practical difference between reactive and managed accounts.
Cloud Accounting, No Paperwork Pile
OD Accountants is built around cloud accounting software from the ground up — not a traditional firm that added an app as an afterthought. Income and expenses are captured in real time, bank feeds reconciled continuously, and your records are current when you need to look at them. Less to reconstruct at year end.
Chartered Depth, Not Just Compliance
Founder Niall O'Driscoll FCMA, CGMA brings 10-plus years of freelance restructure and turnaround experience to a firm that serves sole traders. That means commercial context sits alongside the compliance — if your structure, expenses or VAT position could be improved, someone will notice. Not every accountant is looking for that.
Up and running in four steps
Most new clients are fully onboarded within a week. The process is straightforward — and most of the work is done by OD Accountants, not by you.
Book a discovery call
A short call to understand your situation — how you trade, what your records look like, whether you are VAT-registered and what tax year you are currently in. No forms before the call. No preparation required.
Receive a fixed-fee proposal
A clear proposal arrives shortly after the call — scope, price and what is included. No hourly rates, no surprises mid-year. If the numbers do not work, you have lost nothing but a phone call.
We handle the onboarding
Your cloud accounting is set up or migrated, bank feeds connected and any historical catch-up work scoped. If your previous records are in some state of disarray, that is handled as part of onboarding. Most clients do very little at this stage.
Accounts current, tax visible
Your books are maintained on an ongoing basis, your tax position is visible throughout the year and your self-assessment is filed well before the deadline. The January scramble is largely behind you. Which is, frankly, the way it should be.
“The service from OD has been excellent, as has their advice. It's great to have access to a financial team who can guide us with such confidence and seamlessly integrate with our internal team. We always feel well-informed and confident about our financial processes and data. Highly recommend.”
Things sole traders usually ask first
Do you handle all types of sole trader work — including mixed income, rental income and self-employed expenses?
Yes. Self-assessment returns are prepared in full — trading income, rental income, PAYE from a day job, savings and investment income and the various expense and allowance categories that apply to each. If your income sources are more complicated than a single trade, that is not unusual and does not require a special arrangement.
What is included and what does it cost?
Pricing is fixed and agreed upfront — no hourly rates and no charge for a phone call to ask a question. A sole trader engagement typically covers bookkeeping, self-assessment preparation and filing, VAT returns where applicable and ongoing tax advice throughout the year. The exact fee depends on your turnover, VAT status and the volume of transactions. Google reviewers consistently describe the fees as very reasonable, with the tax savings more than covering the cost. Contact us for a specific quote.
My records are in a mess — will that be a problem?
It is not unusual. Most new clients arrive with books in some state of disarray — bank statements unreconciled, expenses uncategorised, a year or two behind on self-assessment. Catch-up work is scoped and priced at the outset so there are no surprises. Once the backlog is cleared, the cloud accounting keeps things current going forward.
Is there a long-term contract?
No. Engagements run on a rolling basis — if it is not working after three months, you leave with clean books and nothing outstanding. In practice, the verified Google reviews include clients who have been with the firm for seven, ten and eleven years, which suggests the arrangement tends to work. But there is no obligation to stay.
Do you handle Making Tax Digital for Income Tax — and does it affect me as a sole trader?
Making Tax Digital for Income Tax (MTD for ITSA) is being phased in for sole traders with income above certain thresholds, starting from April 2026 for those earning above £50,000. If the rules apply to you now or in the near future, quarterly reporting to HMRC will be handled through the cloud accounting setup — you do not need to manage it separately. If you are below the threshold currently, the infrastructure is already in place when the obligation arrives.
Can you give me an estimate of my tax bill before January?
Yes — and this is one of the more practical differences between managed accounts and a year-end-only service. With current bookkeeping in place, your income and allowable expenses are known throughout the year. A tax estimate can be prepared at any point, giving you time to plan cash reserves, make pension contributions or take other steps before the tax year closes. January is considerably less stressful when the number is not a surprise.
Stop guessing what you owe HMRC. Get it sorted.
A chartered management accounting firm handling your sole trader accounts, self-assessment and bookkeeping — on a fixed fee, with no long-term contract and same-day replies.