Property Accountants in London
Property accounting in London, done properly.
Whether you hold property personally, through a limited company, or via an SPV, the tax position is rarely straightforward. OD Accountants is a chartered management accounting firm based in Bethnal Green — fixed fees, FCMA-qualified, and questions answered the day you ask them.
- Your rental income and capital gains position known well in advance
- SPV and property company accounts filed correctly and on time
- Section 24 mortgage interest relief modelled so there are no surprises
- Portfolio structure reviewed — personal versus limited company, the numbers compared
No long-term contract. If it is not working after three months, you leave with clean books and nothing owed.
Get a free quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Savings More Than Cover the Fees
"His fees are very reasonable and the money he has saved me more than covers them."
★★★★★
Always Available, Competitive Prices
"They are always available if you need anything while charging very competitive prices. I could not recommend them enough."
★★★★★
Guides With Confidence, Integrates Seamlessly
"It's great to have access to a financial team who can guide us with such confidence and seamlessly integrate with our internal team."
★★★★★
Always on the End of the Phone
"They're always on the end of the phone to advise and assist and provide a top service for our accounting needs."
Sound familiar?
Property tax is complicated. Most accountants treat it as an afterthought.
Buy-to-let taxation has changed substantially over the last decade. Section 24, SDLT surcharges, capital gains reporting windows, the limited-company SPV question — these are not areas where a generalist practice adds much. If your accountant files the return but does not plan ahead of it, you are probably paying more than you need to.
- No clarity on whether to hold property personally or through a limited company
- Tax bill arrives as a number, with no explanation of how it was reached
- CGT and rental income mixed across personal and company structures with no joined-up view
What a property-focused practice looks like
OD Accountants handles the compliance — accounts, returns, filings — but also the planning that sits behind it. The structure of your portfolio, your tax position year-round, and the numbers when a decision needs making.
- Personal versus SPV modelled with actual numbers, not a generic recommendation
- Tax position tracked through the year — your bill is not a surprise in January
- Personal and company structures reported together, so nothing is missed
- Fixed monthly fee — no clock-watching, no charge for a ten-minute call
What property and business clients say
OD Accountants works with landlords, investors and SME owners across London. A few of them have been kind enough to say so in writing.
My other-half introduced me to Niall at OD Accountants and I have to say my finances are so much the better for it. Unlike my previous Accountants, Niall is far more hands-on, available for advice and able to care for me as an individual, rather than a faceless client. His fees are very reasonable and the money he has saved me more than covers them. If you need an Accountant who cares, Niall and OD Chartered Management Accountants are the way to go.
The service from OD has been excellent, as has their advice. It's great to have access to a financial team who can guide us with such confidence and seamlessly integrate with our internal team. We always feel well-informed and confident about our financial processes and data. Highly recommend.
Three things your fee covers
Compliance handled correctly, tax planned in advance, and the structure of your portfolio reviewed when it needs to be. All delivered through cloud accounting software.
Property Tax Planning and Returns
Self-assessment for landlords, corporation tax for property companies, and capital gains reporting within the 60-day window — all handled and filed on time. Your position is reviewed before the return is submitted, not after. Section 24 mortgage interest restriction modelled annually so you know where you stand.
Included as standardSPV and Company Accounts
If you hold property through a special purpose vehicle or limited company, the statutory accounts, confirmation statements and corporation tax returns are all in scope. OD Accountants is an Authorised Corporate Service Provider — Companies House filings are handled directly by the firm. Management accounts available quarterly if lenders or investors need reporting.
For limited company landlordsPortfolio Structure and Management Reporting
For investors with multiple properties or mixed structures, a clear management reporting view — rental income, void periods, finance costs, net yield — means decisions are made on current numbers, not last year's accounts. The personal versus limited company question is revisited when the numbers change, not just when you ask.
Advisory and complianceClients across a decade, still here
Verified Google reviews go back more than eleven years. The themes that come up consistently are availability, competitive fees and advice that goes beyond the return.
Years of Service, Always Above and Beyond
“I've been there for years and Niall and his team go above and beyond the duties to provide accounting services but also general advices. They are always available if you need anything while charging very competitive prices. I could not recommend them enough.”
Welcoming and Always Available for the Team
“As a new start up and having never dealt with an accountant, Niall at OD Accountants has been very welcoming and supportive. All our prior queries and issues have been resolved, and he is always available to meet the needs of our team.”
Supportive, Clear, Always on the Phone
“Niall and his team are supportive, clear and directional accountants who have supported our small business staff up. They're always on the end of the phone to advise and assist and provide a top service for our accounting needs. Plus they're just nice people which helps too!!”
What separates a property accountant from a generalist
Most accountants will file a landlord's return. Fewer will tell you in March that your structure needs reviewing before April.
Property structure reviewed, not assumed
The personal versus limited company question is not a one-time decision — it shifts as mortgage rates, rental income and capital values change. OD Accountants models it with current figures when the variables move, not on a fixed annual cycle. You get a view, not a shrug.
Tax planned, not just filed
Founder Niall O'Driscoll FCMA, CGMA spent more than ten years as a freelance management accountant working on restructures and turnarounds across listed companies. That background informs how the firm approaches property clients — the compliance is the output, but the planning happens throughout the year. Your tax position is visible before HMRC makes it visible for you.
Companies House handled directly
OD Accountants is an Authorised Corporate Service Provider — confirmation statements and statutory filings go through the firm directly under the ACSP regime. For landlords running property through a limited company or SPV, that means one firm handling accounts, tax and Companies House, with nothing falling between two providers.
Up and running in four steps
Most new clients are onboarded within a fortnight. The process is straightforward — the first call does most of the work.
Book a discovery call
A short call — usually thirty minutes — to understand your portfolio, how it is structured and what is currently being handled by whom. No preparation required on your part. You describe the situation; we tell you what a sensible arrangement looks like and what it would cost.
Receive a fixed-fee proposal
You get a written proposal with a fixed monthly fee covering everything discussed. No hourly rates, no bill surprises for a call you did not expect to be charged for. If the scope changes, the fee is discussed first.
We collect what is needed
Access to your existing records, HMRC credentials and Companies House details if relevant — we chase what is needed and handle the transfer from your previous accountant. If the books are behind, we will tell you the catch-up cost at the proposal stage, not after we have started.
Your property finances, in order
Returns filed on time, tax position visible throughout the year, Companies House submissions handled. Your rental income, gains and company structure are reviewed annually — and when something changes, you hear about it before it becomes a problem.
“Been with OD Accountants for over a year now. Niall and the team are brilliant. They helped me set up a company and get everything I needed in place to run my business. I'm a tricky client due to my 'digital nomad' status, but their advice…”
Things property clients usually ask first
Do you understand SPV structures, Section 24 and CGT reporting for property investors?
Yes — this is a meaningful part of the client base. Section 24 mortgage interest relief, the 60-day CGT reporting window for residential disposals, SDLT surcharges and the mechanics of holding property through a special purpose vehicle are all areas the firm handles regularly. You will not need to spend the first meeting explaining the basics.
What does it cost, and what is included?
Fees are fixed monthly and set out clearly in the proposal before you commit. Clients in Google reviews describe fees as very reasonable, with tax savings typically more than covering the cost of the engagement. The exact figure depends on the complexity of your portfolio — one buy-to-let held personally is a different scope to three properties across a mix of personal and company ownership. Request a quote and you will have a figure within one working day.
My books are behind and I have not filed last year's return. Can you still help?
Catch-up work is common. The cost of bringing things current is assessed at the proposal stage and quoted separately from the ongoing monthly fee, so there are no surprises. If HMRC penalties are already in play, those are assessed too and addressed as part of getting things straight. Arriving with the books in some disarray is not unusual.
Is there a minimum contract period?
No long-term contract. Month-to-month once onboarded. If it is not working after three months, you leave with clean, filed records and nothing owed beyond the work completed. The expectation is that the relationship is long-term — verified reviews include clients of seven, ten and eleven years — but that is because it works, not because of a contract.
Can you handle both my personal tax and my property company accounts under one engagement?
Yes — and for property investors this is often where the value is clearest. Holding the personal self-assessment and the company accounts in the same firm means the full picture is visible: rental income, dividends, director's salary, capital events and the interaction between them. Split across two practices, that joined-up view rarely exists.
Should I move my property into a limited company?
It depends on your specific numbers — mortgage rates, rental yield, your personal income tax position and your long-term intentions for the portfolio. OD Accountants models the comparison using your actual figures rather than a generic answer. For some landlords the corporation tax rate and mortgage interest deductibility make incorporation worthwhile; for others the SDLT cost on transfer means it never pays back. The answer requires a calculation, not a rule of thumb.
Less guessing about your property tax. More certainty.
OD Accountants handles the compliance, plans the tax and reviews the structure — fixed fee, based in London, available when you need them.